When you travel, to another country, you can be confronted with many challenges ranging from accidents, lost bags and personal effects, or sickness and this is the reason you need to sign up for an insurance policy when you are traveling to another country which is not your home country.
What Is Travel Insurance?
Travel insurance is a type of insurance that provides coverage for unexpected events that can occur when you are traveling. These events can include trip cancellations, medical emergencies, lost or stolen luggage, and other unforeseen circumstances that can disrupt or spoil your trip.
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Sure, here are 10 reasons why travel insurance is important:
Trip cancellation and interruption coverage: Travel insurance can reimburse you for non-refundable trip costs if you need to cancel or cut short your trip due to a covered reason, such as illness or a natural disaster.
Medical coverage: Travel insurance can provide coverage for medical expenses that may arise due to illness or injury while you are traveling, including emergency medical treatment, hospitalization, and evacuation.
Emergency assistance services: Travel insurance can provide access to 24-hour emergency assistance services, such as emergency medical evacuation, translation services, and legal assistance.
Baggage and personal effects coverage: Travel insurance can reimburse you for the cost of lost, stolen, or damaged luggage and personal items.
Flight and travel accident coverage: Travel insurance can provide coverage for accidental death or dismemberment that may occur while you are traveling by plane, train, or other means of transportation.
Natural disaster coverage: Travel insurance can provide coverage for trip disruptions or cancellations due to natural disasters, such as hurricanes, earthquakes, and wildfires.
Terrorism coverage: Travel insurance can provide coverage for trip cancellations or interruptions due to acts of terrorism.
Pre-existing medical condition coverage: Travel insurance can provide coverage for pre-existing medical conditions, subject to certain conditions and exclusions.
Rental car coverage: Travel insurance can provide coverage for rental car damage or theft.
Peace of mind: Perhaps most importantly, travel insurance can provide peace of mind knowing that you have financial protection and access to emergency assistance services if something goes wrong during your trip.
SOURCE: Keeoko.com
